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Payment Method

Littleowh Payment Method Policy

Secure Transactions

PAYMENT METHOD

Effective Date: July 5, 2025 Last Updated: Jan 1, 2026

At LittleOwh (referred to as "the Company," "We," "Us," or "Our"), we are committed to providing a secure, transparent, and seamless checkout experience. This Payment Method policy outlines the accepted forms of payment, our security standards, and important information related to transaction processing and payment issues.

1

Accepted Payment Methods

We accept a variety of trusted and secure payment methods to accommodate our global customers. Currently, we support:

Credit / Debit Cards

Visa, MasterCard, American Express.
Processed securely via Stripe

Digital Wallets

Fast and secure checkout via PayPal.

All transactions are processed in U.S. Dollars (USD). If you are purchasing from outside the United States, your bank or card issuer may apply additional currency conversion or cross-border transaction fees.

2

Payment Security and Encryption

Your payment security is our highest priority. We implement industry-standard safeguards:

SSL Encryption: Our website uses Secure Sockets Layer (SSL) technology to encrypt all data transmitted during checkout.
PCI-DSS Compliance (Stripe): Card payments are processed by Stripe, a PCI-DSS Level 1 certified payment gateway that meets the highest global security standards.
Data Protection: LittleOwh does not store or have access to your full credit card details. All sensitive payment information is transmitted directly to our secure payment processors.
HTTPS Protocol: All pages involved in checkout and account access are protected using HTTPS.

3

Stripe Card Transactions

When paying by credit or debit card, your transaction is securely handled by Stripe:

Advanced Fraud Prevention: Stripe uses machine learning–based fraud detection to help prevent unauthorized transactions.
Secure Processing: Card details are encrypted and tokenized, ensuring that sensitive information never touches our servers.
Global Acceptance: Stripe supports international cards and multiple issuing banks worldwide.

In rare cases, Stripe or your card issuer may decline a transaction for security or authorization reasons beyond our control.

Official Payment Partner

4

PayPal Transactions

When selecting PayPal as your payment method, you will be redirected to the official PayPal website to complete your purchase.

Privacy Protection: PayPal does not share your full financial information with LittleOwh.
Purchase Protection: PayPal offers buyer protection for eligible transactions, subject to PayPal’s own terms and conditions.
Dispute Resolution: In the event of a dispute, PayPal may temporarily hold funds while the issue is reviewed and resolved.

5

Transaction and Management Fees

Important Notice

All refunds — including order cancellations made within the permitted 2-hour window — are subject to a non-refundable 3% management and transaction fee.

This fee is charged and retained by payment processors (such as Stripe and PayPal) and cannot be recovered by the Company under any circumstances.

6

Troubleshooting Payment Declines

If your payment is declined, it may be due to one or more of the following reasons:

Billing Mismatch: Name/Address/ZIP doesn't match card records.
International Restrictions: Card not enabled for cross-border use.
Account Limits: Transaction exceeds daily limits.
Insufficient Funds: Not enough balance.
Security Blocks: Flagged as high risk by bank/Stripe.
Session Timeout: Checkout expired.

If authorization is not granted by your payment provider, LittleOwh will not be liable for order delays, cancellations, or non-delivery.

7

Fraud Prevention and Verification

To protect our customers and our business, we reserve the right to refuse, hold, or cancel any order suspected of fraud or unauthorized activity.

Unauthorized Charges: If you notice a transaction you did not authorize, please contact us and your payment provider (e.g., Stripe or PayPal) within 60 days.
Verification Process: Refunds related to suspected fraud will only be issued after successful internal verification and in accordance with our Terms of Service.

8

Customs, Duties, and Taxes

For international orders, customers are solely responsible for any import duties, taxes, or customs fees imposed by their local authorities. Failure to pay these fees may result in the package being returned, abandoned, or destroyed. In such cases, no refund will be issued.

9

Contact Information

If you have questions about payments or need assistance with a transaction, please contact us:

Need Assistance?

Contact Support

support@littleowh.com

Mon – Sat, 9 AM - 5 PM EST

Corporate Info

1901 Energy Ct, Gillette,
Wyoming 82718, United States.

Contact Us

Note for Customers: This Payment Method policy has been updated to accurately reflect LittleOwh’s current operations, including the use of Stripe for card payments, transparent disclosure of the 3% non-refundable transaction fee, and enhanced explanations regarding payment security and declined transactions.

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Fair Use Statement
Our anime-inspired products are original fan-made designs by LittleOwh, not official merchandise. All anime characters and series remain property of their respective copyright holders. Created with love for the anime community.

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